Many people use blue light glasses to protect their eyes from all the devices in their lives. And because blue light glasses are considered to be a good choice for your health, you might wonder if they are HSA-eligible so that you can use your Health Savings Account to pay for blue glasses. So let’s find out right now!
Blue light glasses can be eligible for purchase with your Health Savings Account. However, they are only covered if you have a prescription from your optometrist stating that you need them for your vision care. Non-corrective blue-light glasses are not HSA-eligible.
Now, if you want to learn everything there is to know about buying blue light glasses with HSA funds, including how to find out if the ones you want are eligible, read on! We have all the details you need in this article.
When Are Blue Light Glasses HSA Eligible?
The first thing to understand about getting blue light glasses with your Health Savings Account is that they are not always eligible.
The only time in which blue light glasses are HSA eligible is if you have a prescription for them from your eye doctor.
Now, if you already need prescription glasses, you can opt to ask your doctor to write the script for blue light glasses to further protect your eyes from strain.
However, the good news is that even if you don’t need prescription glasses, you can still get a prescription for blue light glasses.
Computer vision syndrome (CVS) is considered an impairment that medically requires blue light glasses.
So, if you suffer from digital eye strain, dry eyes, blurred vision, or fatigue due to too much screen time, you can communicate the symptoms with your optometrist to get a prescription for blue light glasses.
Either way, as long as you have a prescription for blue light glasses from your eye doctor, you can use your HSA card to purchase them.
When Are Blue Light Glasses Not HSA Eligible?
On the other hand, if you do not have a specific prescription for blue light glasses, you will not be able to use HSA funds to purchase a pair.
But luckily, most blue light glasses these days are bought without a prescription. And this means that you can always get an extremely affordable pair at a local Walmart, Walgreens, or a variety of other stores without having to worry about a prescription.
So, if your HSA will not pay for blue light glasses because you don’t have a prescription, you still have the option to protect your eyes with an over-the-counter option.
Now that you understand when blue light glasses are and are not eligible for purchase through HSA, you need to know how to actually know how to buy them if they are!
How To Use HSA Funds for Blue Light Glasses
If you already have HSA, you probably know how to use it to pay for your medical needs. However, if you’re new to the program, there are essentially two ways to use HSA funds for blue light glasses:
- You can pay with the HSA Benefits Debit Card: In this case, all you need to do is swipe the card or enter the information online at participating retailers after placing the order for your prescription blue light glasses.
- You can use your own money and reimburse yourself later with your HSA money: If you do plan to use your own funds and be reimbursed, it is essential that the store accepts HSA payments and that the blue light glasses are prescription and therefore eligible for the reimbursement.
While both of these processes are quite simple, having an HSA Benefit Debit Card certainly helps you skip a few steps.
Which Stores Accept HSA Cards for Blue Light Glasses?
Finally, it’s time to find out which stores will accept HSA cards for your prescription blue light glasses.
Fortunately, almost every vision center or optometrist’s office will accept payment through HSA, but here are a few of the most popular locations:
- Walmart Vision Centers
- Pearle Vision
- America’s Best
- Vision Center
If you have any doubts as to whether or not your local vision center accepts HSA, just make sure you ask before they place the order for your prescription blue light glasses.
If you have a Health Savings Account, you might be excited to learn that you can use your funds to purchase blue light glasses, as long as you have a prescription for them.
And hopefully, you now not only know when blue light glasses are and are not eligible through HSA, but also how to use HSA to pay for them, and even which stores will accept HSA funds!
As promised, you have all the information you need to use HSA money to purchase blue light glasses.