Having vision insurance makes purchasing glasses much more affordable. But, navigating which retailers and optometrists are covered by your provider can be difficult.
Glasses USA is not covered under the VSP Vision Insurance network. However, if you do purchase prescription glasses or sunglasses from Glasses USA, you can apply for reimbursement from VSP.
Is Glasses USA Part of the VSP Vision Insurance Network?
Glasses USA is an out-of-network provider for customers with VSP Vision Insurance.
When a provider is out-of-network, it means the provider does not have an agreement with the insurer to accept negotiated prices on goods and services.
While customers can maximize their savings with in-network providers, people sometimes opt for out-of-network providers for one reason or another.
If you have VSP Vision Insurance and purchase glasses from Glasses USA, you must pay the full retail price out-of-pocket.
However, if you submit the required documents to VSP, you may be able to receive reimbursement.
Which Vision Insurance Plans Does Glasses USA Accept?
Glasses USA is an excellent retailer that offers a wide variety of styles and brands.
They even offer designer brands like Gucci, Prada, and DKNY. But, they don’t accept all types of insurance — including VSP Vision Insurance.
If you have purchased glasses from GlassesUSA in the past and wish to continue doing so in the future, you may be interested in learning which providers they accept.
GlassesUSA accepts vision insurance from the following providers:
- Lincoln Financial Group
If Glasses USA is out of your insurance provider’s network, you can still request reimbursement. However, you will need to pay out of pocket initially.
How to Apply for Reimbursement from VSP Vision Insurance
If you purchased glasses from Glasses USA only to discover that they’re out of your insurance network, don’t panic.
There are steps you can take to request reimbursement from VSP.
To request reimbursement from VSP, you must first print and fill out a VSP claim form. Then, obtain an itemized receipt from Glasses USA and mail both documents to VSP.
In most cases, you’ll be notified about the status of your reimbursement within two to three weeks.
Which Vision Retailers Accept VSP Vision Insurance?
Because Glasses USA does not accept VSP vision insurance, the only way to use insurance funds to purchase from this retailer is by requesting reimbursement.
If you feel that purchasing from Glasses USA isn’t worth the headache of requesting reimbursement, you may want to look for a retailer that does accept VSP Vision Insurance.
In-network retailers for VSP Vision Insurance policyholders include:
- Premier Program private practices
However, each retailer has a different policy when working with VSP.
Eyeconic is only covered under certain VSP vision plans.
To find out if your specific plan includes Eyeconic online purchases, log into your VSP account and select “My Benefits.” Then, check to see if Eyeconic is listed.
While most VSP members can use their policies to purchase eyewear and contacts on Eyeconic, members covered under Medicare or Medicaid cannot.
Visionworks is an in-network provider under all VSP vision plans.
This retailer has over 700 locations nationwide, making it a convenient choice for policyholders across the country.
Premier Program Private Practices
In addition to larger retailers like Eyeconic and VisionWorks, VSP policyholders can purchase new glasses from private optometrists and have them covered under insurance.
However, the practice must be covered under VSP’s Premier Program.
You can find a Premier Program doctor online using VSP’s Find an Eye Doctor tool.
Benefits of Choosing an In-Network Retailer
If you have VSP Insurance and are still thinking about purchasing glasses from Glasses USA, consider how much you can save by using your in-network benefits.
For example, Eyeconic.com automatically applies a 20% discount to any out-of-pocket costs for VSP policyholders.
This applies even if you don’t use your frame allowance for the purchase, which is a nice benefit for people who are looking for a spare pair of glasses.
If you want to get the most out of your vision insurance plan savings, opt for in-network retail and service providers.
Sticking with in-network providers will save you the extra work of applying for reimbursement, as well as the two to three-week wait to recover your out-of-pocket costs.